Funding · Scotland
Paramedic, Nursing and Midwifery Student Bursary (PNMSB)
Paramedic, Nursing and Midwifery Student Bursary (PNMSB) is administered by Student Awards Agency Scotland (SAAS), on behalf of the Scottish Government. The figures below are the published 2025/26 rates. Adding up every element that carries a published figure, it is worth up to £18,409 per academic year, if you meet each element’s own conditions. 1 of the allied health professions on this site qualify.
What it is
Scotland runs a dedicated non-repayable bursary for pre-registration paramedic science, nursing and midwifery degree students studying in Scotland. It is worth £10,000 a year and, unusually, is not based on household income at all. Paramedic science is the only one of the fourteen allied health professions that qualifies; every other AHP in Scotland uses the standard SAAS package.
The elements below are separate awards under one scheme, and they are conditional in different ways. Some are flat payments made to everyone on an eligible course; some are assessed against household income; some reimburse costs you have already incurred and are worth nothing to you unless you incur them. Reading the scheme as a single headline figure is the mistake that leads people to budget for money they will never see.
Adding every element that carries a published figure gives £18,409 per academic year . Treat that as a ceiling rather than an expectation: it is what the scheme pays somebody who satisfies every condition attached to every element at once, which very few students do. The arithmetic is set out line by line below so you can strike out the elements that do not apply to you.
- Nation
- Scotland
- Academic year
- 2025/26
- Administered by
- Student Awards Agency Scotland (SAAS), on behalf of the Scottish Government
- Routes funded
- Undergraduate degree
- Elements
- 6
What each element pays, and on what condition
The amount column is the figure the administering body publishes. Where it is blank, no rate is published — either the award is assessed individually or the guidance sets limits rather than a single sum.
| Element | Amount | Basis | Conditions |
|---|---|---|---|
| Bursary (years 1 to 3) | £10,000 | academic year | Non-income-assessed personal allowance, paid monthly, does not need to be paid back. For the first three years of the course. |
| Bursary (year 4) | £7,500 | academic year | Reduced 75% rate for an eligible fourth year of study. The 75% reduction also applies to the associated income-assessed allowances. |
| Initial expenses allowance | £60 | course | Included in the first bursary payment. |
| Dependants allowance | £3,640 | academic year (maximum) | Income-assessed. Up to £3,640 for a spouse, partner or first dependent child, plus £557 for each additional dependent child. |
| Single parent allowance | £2,303 | academic year | Income-assessed. |
| Childcare allowance | £2,466 | academic year (maximum) | Up to £2,466 a year depending on the cost of childcare. Income-assessed. |
Work out what you would get
This is arithmetic on the scheme’s own published figures, and nothing else. Elements published on the same basis — here, per academic year — are added together. Where the scheme publishes more than one rate for the same payment, only the highest is counted, because you can only receive one of them. Elements published on a different basis are listed separately below and not added, because adding a per-claim reimbursement to an annual grant would produce a number that means nothing.
A total appears only where every element in the group carries a published figure. If one does not, the components that exist are still shown and the total is left uncomputed. That is the honest position: an incomplete sum presented as a total is worse than no total at all, because you would budget against it.
Every eligible profession
- Bursary (years 1 to 3) — £10,000 (published at 2 rates; the highest is counted)
- Dependants allowance — £3,640
- Single parent allowance — £2,303
- Childcare allowance — £2,466
Up to £18,409 per academic year
The sum of the 4 elements above, payable only if you meet the conditions attached to each of them.
Applies to this profession only.
Who qualifies
The scheme funds the undergraduate degree route . If you are training by another route, this is not the scheme that applies to you — compare the routes for your profession before you apply.
- Paramedic — what the job is · undergraduate degree and degree apprenticeship
What does not qualify
Exclusions decide more applications than entitlements do. Read them before you commit to a course on the assumption that it is funded.
How it works with student loans
The PNMSB replaces the standard SAAS living-cost package rather than topping it up, and because it is not income-assessed the amount does not change with household income. Tuition fees for eligible Scottish-domiciled students studying in Scotland continue to be paid by SAAS.
This is the part applicants most often get wrong, and getting it wrong is expensive: apply for the wrong student finance product and you can end up with less money, no entitlement to the scheme on this page, and a course already under way. Check which product your specific course is designated for with the university before you submit anything, because designation is set course by course rather than by the award name.
How to apply
Applications go to Student Awards Agency Scotland (SAAS), on behalf of the Scottish Government, not to your university, and most schemes run to a deadline set from the start of the academic year. Apply as soon as you have an unconditional place — several elements are assessed from the start of the year and cannot be backdated indefinitely.
How this compares with the rest of the UK
The same course can be funded on four different bases depending on where you study. If you are choosing between universities in different nations, this is a bigger financial difference than tuition fee headlines suggest.
Also in Scotland
The other nations
- NHS Learning Support Fund (LSF) — England · 2026/27
- Undergraduate-rate student finance for pre-registration postgraduate (MSc/PGDip) courses — England · 2026/27
- Postgraduate Master's Loan (England) — England · 2026/27
- NHS Wales Bursary Scheme — Wales · 2026/27
- Department of Health (NI) healthcare bursary for AHP students — Northern Ireland · 2026/27
- Degree apprenticeship funding (England) — England · 2026/27
Carry on from here
- All funding schemes — Every scheme across the four nations
- Compare training routes — What each route costs and what it pays
- Every approved course — Filter by nation to see which funding regime applies
- NHS pay bands — What you earn once you are registered
- Degree apprenticeships — The salaried alternative to student funding
- Sources and licensing — Where these figures came from
Where this page’s data comes from
Figures published by Student Awards Agency Scotland (SAAS), on behalf of the Scottish Government for 2025/26. Rules change every academic year — confirm with the scheme’s own guidance before you rely on any figure here.
- HCPC register summary and registrant snapshots (aggregate)Health and Care Professions Council · No open licence stated; HCPC copyright · checked 3 September 2026
- gov.scotCited page
- saas.gov.ukCited page